More than a fifth of young people who are living with a partner say saving money was their motivation for moving in together, a survey has found.
Some 22% of 18 to 34-year-olds who rent or own a home with their partner made their initial move to save some cash, according to the research from Post Office Money Mortgages.
The survey also found that one in four (24%) 18 to 34-year-olds who are single and do not own their home believe it will be impossible for them to get on the property ladder without a partner.
Among home-owning couples in this age group, 27% feel they would only have been able to afford their property together.
Nearly two-fifths (38%) of young cohabiting couples who do not own their own home have cut back on socialising with other people in order to save more money to get on the property ladder.
A fifth (22%) of couples aspiring to buy argue about their household budget as they put money away for their new home.
Some 6% of young cohabiting couples surveyed had moved in with the parents of one person in the couple.
While nearly a third (29%) of these people believe the lower living costs from living with parents relieves some stress, a similar proportion (31%) feel they lack privacy and one in seven (14%) say it leads to parents scrutinising their finances more.
More than 2,000 18 to 34-year-olds took part in the survey.