London tops a list of regions with the highest percentage of uninsured drivers, according to the Motor Insurers' Bureau.
Despite a number of initiatives and police operations which has reduced the number of uninsured drivers on our roads by 20 per cent, the Bureau estimates that 11 per cent of motorists in the capital are driving without legal cover.
Nationwide, that figure is reduced to four percent, but that remains the highest level of uninsured drivers in Europe.
While London maybe the region where you are most likely to be hit by someone without insurance, the Bureau's stats revealed that the worst offenders by postcode were located much further north.
The top five are as follows:
1.BD3 (Barkerend, Bradford), West Yorkshire
2.M12 (West Gorton, Manchester), Greater Manchester
3.B10 (Small Heath, Birmingham), West Midlands
4.B21 (Handsworth, Birmingham), West Midlands
5.B8 (Saltley, Birmingham), West Midlands
Figures show that uninsured motorists kill 160 people and injure 23,000 in the UK every year. The accidents involving these drivers are believed to cost the industry £500m per year – an expense they pass onto the honest motorist at an average premium of £30 per policy.