2.5 million have seen a neighbour in the buff - but this is good news

Nosey neighbours can be good for our finances

Nosey neighbour at the window with binoculars

We're a nation of nosey neighbours. One in ten of us gossip about other people on the street, 3.5 million have checked up on them through social media, and 2.5 million have spied on their neighbours so often that they've seen at least one of them naked. However, before we start to panic about what our neighbours know about us, it's worth bearing in mind that a spot of nosiness could be very good for your finances.

See also: The 10 biggest neighbour bugbears

See also: Are we forgetting how to be good neighbours?

See also: Reading is home to 'nosiest property price neighbours'

A study, by 247 Blinds, found that London, Birmingham and Sheffield are the nosiest cities in the UK.

Londoners are most likely to be guilty of nosing through the windows of their neighbours' houses - which is why 328,000 of them have seen a neighbour with no clothes on.

Birmingham came a close second with 1 in 10 Brummies regularly gossiping about their fellow neighbours. Residents also admitted to regularly snooping around unsuspecting neighbours' houses, with 1 in 20 admitting to looking around when they're away on holiday, even though they had been trusted with a key.

Sheffield residents love a good peek out the window, the South Yorkshire city is most likely to be seen twitching the curtains to glimpse at what's going on next door, with more than 1 in 20 admitting to nosing out of their windows for gossip.

Britain's top 5 nosiest cities
1. London
2. Birmingham
3. Sheffield
4. Edinburgh
5. Bristol

Why this is good news

Nosey neighbours may not seem like a terribly positive addition to your life, but there are three good reasons why nosiness is good for your pocket.

1) Pricing up your property
Finding the right nosey neighbour can make selling your home much easier. If you track down someone who knows exactly how your neighbours' homes are laid out, their condition, and how much they have bought and sold for recently, then it makes it far easier to price your own. Check out the family who have been in the street for years, who seem to know everyone: there's a good chance they're a mine of information.

2) Saving on council tax
Even if you plan to stay put, your neighbours can save you money. It's worth asking your neighbours what council tax band they are in. When the houses were valued back in 1991 for council tax purposes, they couldn't always do a thorough job, so they made some mistakes. If you find your neighbours with a similar price house are in a lower band, you can apply to have your home reassessed. It's important to know, however, that this won't always pay off. In theory your council tax could go up.

3) Saving on bills
If you know of similar properties in your road, a bit of nosiness on your part can pay off. Check what they pay for their utilities, because it's a great shortcut to see if you are on the cheapest possible deal. If there's a big difference, it's worth seeing who they use for gas, electricity and broadband, then when you're shopping round for a cheaper deal you could start with those suppliers.

4) Saving on insurance
If you have very nosey neighbours, then you'll have plenty of enthusiasm locally for a Neighbourhood Watch group. If you can plant the idea with a couple of the more enthusiastic snoopers - assuming they have some time on their hands - they may set up a Neighbourhood Watch scheme, which you can sign up to in order to reduce your home insurance premiums.

5) Save on home/pet sitters
If your neighbours are keen to have a look around, then you can give them a key next time you're on holiday. They can keep an eye on your home, draw the curtains, collect the post, and generally keep your home safer than ever. They can also feed the cat/hamster/rabbit for you, and save on the cost of a professional. In return, you both know they'll have a snoop around, so there's something in it for them too.

Nightmare neighbours

Nightmare neighbours