Those chip-style credit cards are doing more than backing up checkout lines: they're forcing thieves to change their game.
Bottom line, as frustrating as you might find typing your PIN in the days of contactless, they still work.
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But the one downside is that credit card fraud is still increasing.
A new report from Javelin Strategy & Research finds that identity fraud has increased by 16% over the last year.
According to Visa, the use of Visa chip cards nearly doubled over the same period of time.
So why are people still getting ripped off? Because scammers are moving online.
Javelin says so-called 'card not present' fraud, committed on the internet or via phone, jumped by 40% in 2016.
And since we're buying a lot more online this problem is likely to get worse.
So don't throw away your chip card, but be careful with your data, too.