We all know Christmas is an expensive time of year, but did you know one in ten worry and feel stressed about money over the festive period?
The survey by National Debtline suggests around five million of us have Christmas money woes, with more than half of those enjoying the holidays less because of them.
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So what can you do to banish those Christmas money blues?
Just 31% have a budget for their Christmas costs, and 10% simply try not to think about money worries at this time of year.
Budgeting is essential to keep finances under control, particularly when it comes to high-cost months like the run up to Christmas.
Take the time to work out how much you can afford to spend over the festive period and then look at ways to cut back and reduce costs.
Around 36% of people feel financially well prepared for Christmas. How do they do it? Well, they probably start planning well before December.
Yes, the last thing you want is to start thinking about Christmas 2017 when 2016 isn't out of the way yet. But long-term planning is key to an enjoyable December which doesn't break the bank.
After all, you can't afford to pay for all the presents, food and festivities out of your November pay packet.
Christmas on credit
Unless you can afford to pay off your card in full at the end of the month, or can easily cover the loan repayments, this is an expensive way to deal with the cost of Christmas.
Having to deal with interest costs is a sure fire way to start 2017 off on the wrong foot.
So what should you do?
From cutting down on the food and present budget, to keeping your spending under control at the office Christmas party, we've come up with loads of ways to help your finances this Christmas.
This article is provided by the Money Advice Service.