Ready to give yourself a financial workout?

This is how you can put your finances through their paces

Ready to give yourself a financial workout?

September is the new January, with people flocking back to the gym, hoping to get back in shape after over indulging on their holidays.

But while the gym bunnies fight over the fitness machines, why not put your finances through their paces from the comfort of your own home?

Here are some quick burst, high intensity workouts for your wallet. Just remember, the more you put in, the more you get out.

Your five-minute workout

Let's get the ball rolling with something easy to get you warmed up.

When you're hitting the gym you need to set yourself an achievable goal and the same goes for sorting out your financial fitness.

Perhaps you want to save up for a deposit, or that dream holiday. Maybe you just want to have a bit more in the bank at the end of the month, or start paying into a pension.

Just remember, set yourself a realistic target and if in doubt, start small and build up.

Your ten-minute workout

Now you've got a goal, you need to work out how you're going to reach it.

Start by drawing up a budget. Find out how much you have at the beginning of the month and deduct the essentials like rent, mortgage payments and bills.

Once you have this, you can identify areas savings can be made. And remember, every pound you save is another pound towards your goal.

Your 30-minute workout

Let's kick it up a notch.

Like going to the gym, sorting out your finances requires some effort and dedication. So it's time to stop putting it off and finally get round to switching energy provider and maybe your insurance too.

Get yourself onto a comparison site and find out how much you could be saving on your gas, electricity, car and home policies.

It really doesn't take long and can see you gaining some extra pounds (in a good way).

This article is provided by the Money Advice Service.

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