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My partner and booked a package holiday to Bodrum in Turkey some months ago. We are due to go early next month.
However, with all the political problems in the country, and the high number of terrorist attacks, we are getting more and more worried about how safe we will be while we are there.
We do not have travel insurance in place. Could we take out insurance and make a claim if we decide not to go? Or is there any other way we get our money back?
G Potter, Liverpool
Dear Ms Potter,
You cannot legally take out an insurance policy just so you can make a claim in this way, which is why it is always a good idea to take out travel insurance when you book a holiday in case you need to make a cancellation claim.
In this case, however, travel insurance would be unlikely to help you anyway as most policies exclude costs associated with political instability and terrorism.
The company you booked your holiday with is not, therefore, obliged to offer you a refund if you cancel.
Bodrum is located a long way from the areas considered to be most dangerous. But if you feel unhappy about travelling there, it is worth contacting the tour operator you booked with to see if you can wangle a refund or change your destination.
I would also advise taking out travel cover should you decide to go ahead with your trip to Bodrum or another destination, as it is the best way to protect yourself and your belongings while you are away.
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