Technology is helping to boost the savings of people in the Generation X age group by more than £3,000 on average, according to a study.
People aged between 35 and 55 who say technology is important to their money management have around £3,087 more put away in savings than those who do not feel it is essential, credit checking company Experian found.
Those who said technology was important to their finances had £21,035 saved on average, while people who felt it was not important had £17,948 saved typically.
The survey of more than 2,000 35 to 55-year-olds found those who see technology, such as using banking apps, online budgeting tools and transferring money online, as vital to their finances would also be more inclined to shop around for the best value deals.
Nearly two-thirds (63%) would be willing to switch provider if they were offered something extra, while less than half (49%) of those who did not value technology would be willing to switch.
James Jones, head of consumer affairs at Experian, said: "Technology is playing an increasingly influential role in helping people manage their finances.
"From encouraging people to switch between service providers to helping us to save more money, our research demonstrates that those who believe technology is important appear to be more disciplined with their financial habits."