10 budgeting steps to get your money under control

There are all sorts of reasons why people don't get around to drawing up a budget: some decide that life is too unpredictable to be reduced to regular payments, others think that money matters are too complicated and they don't have the energy to get to grips with them, while other people think that budgets are only for obsessed nerds.

However, these same people are signing themselves up to an impossible balancing act every month, as they desperately try to stretch the last of their money to get them to payday. And life really doesn't have to be this stressful. There are ten easy steps anybody can take which will bring their budget back under control.