It can seem impossible to get a fair result when you are battling a financial issue alone. But never fear! The AOL Money Fixer is here to help.
Next month, my 15-year-old son is going to Scotland for two weeks on a work experience placement.
I will obviously be giving him money to fund his trip - he will be staying in a youth hostel with a couple of other boys - but I do not want to give him a wad of cash in case he loses it or has it stolen.
And I cannot really pay the money into his bank account as he does not have a debit card and would therefore have to find a branch every time he needed some cash.
One of his friends is taking his father's credit card, but that sounds like a dangerous move to me.
How can I supply my son with the money he needs to survive without giving him access to too much money?
D Brooks, Godalming
Dear Mr Brooks,
Pay-as-you-go prepaid cards, which pre-loaded with money and can be used to shop or take cash out of a cash machine, are a great choice for parents keen to keep a lid on their children's spending.
And like pay-as-you-go mobile phones, a prepaid card will not allow your son to spend more than he should - while allowing you to top up the balance if he does get himself in a mess.
The only downside is that he may be limited to say five transactions a month. Providers include Virgin, Orange and Ffrees.
Whatever your financial problem, write to firstname.lastname@example.org and The AOL Money Fixer will get on the case.