Top credit cards for Christmas shopping

If you want to keep the costs of your Christmas present shopping to a minimum – and perhaps even get rewarded for your spending – the time is right to start thinking about how you are going to pay for it.

Even if you've been able to put some money aside over the course of the year to cover your festive spending, you should still think about using a credit card. Not only do you get extra protection thanks to Section 75 of the Consumer Credit Act, but you can also get rewarded in the form of cashback, loyalty points, or even air miles.

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