While the younger generation shivers in the cold, the older generation sits relaxing in the sun. And while younger people may complain that those over the age of 50 have an easy life compared to theirs, it's just not true: they just hold the secret to being able to afford a holiday.
So what's their secret?
Making moneyResearch from Quidco - the cashbackwebsite - found that older people have no more spare cash floating around than their younger counterparts. In many cases, they are on a fixed income, which is buying them less and less every year. However, they are savvy when it comes to holidays - and they know the three keys to success.
If they don't have the cash to spare, then they find a way to get their hands on it. The site found that almost two thirds of the mature generation now makes money on items they no longer need, by selling them.
Some 44% sell old books, 41% sell clothes and 28% sell household ornaments. Instead of accumulating more rubbish, they are streamlining their lives in order to improve their lifestyle. In fact, unwanted items make the UK's silver savers £15.7 million each year.
Cheap breaksThen they go the extra mile to track down cheap breaks. Three quarters scour the web for cashback and discounts before purchasing. There are plenty around for the dedicated bargain hunter, from flash sales of up to 25% off, to vouchers offering £100 off or more, and cashback of up to 15%.
Then by travelling off-peak and away from the main seasons, they can get an overseas break for little more than the price of a pointlessly expensive handbag.
Andy Oldham, Managing Director at Quidco, comments: "Having spent years working hard the annual getaway is a real priority for those aged 55 and over. In order to make this happen during a time when belts have had to tighten, selling second hand items and using a wide variety of money saving tools are sensible steps."
PriorityBut the third key to being able to afford a break is the most important one. The over 50s have simply made it a priority. The average pensioner is far more likely to cut back on monthly extras in order to make ends meet - however painful those cuts are. It means that they aren't building up debts, or falling short on the basics, so they can spend any money they make on their top priority - a holiday.
The website found that by contrast younger people are using the money they make from selling items to pay off debts and bills. They are more likely to overspend on discretionary items like clothes, entertainment and going out, so they sell assets in a desperate scramble to pay for the basics.
There's nothing wrong with prioritising fashion and drinks after work if that's what you choose to do. If that's what makes you happy, there's nothing stopping you drawing up a budget so you can make ends meet, and then selling items in order to prioritise the extras that you most want.
The question is whether younger people are actively making this choice, or whether they are simply spending on whatever they really want at the time, and then scrambling to make up the money at the end of the month, and wondering how on earth they can't afford a holiday.
But what do you think? Let us know in the comments.