Luma vs Aqua: credit builder cards get better

Credit builder cards have always been a great idea. But now they've become even better with new launches from Luma and Aqua.

Life can be tough if you have a poor credit score. The banks are nervous about you because you've either failed to pay bills in the past or you've never borrowed at all.

As a result, you can't get cheap loans and any application for a market-leading credit card is doomed to failure. This can be very frustrating if you've never borrowed before – why should you be punished just because you've never taken out a loan or a credit card?%VIRTUAL-SkimlinksPromo%