Homeowners 'denied flood insurance'

Homeowners are being denied flood insurance because of delays by the Government and insurers coming to a new deal on affordable cover, it has been claimed.

The Local Government Association (LGA), which represents more than 350 councils in England and Wales, said an arrangement between the Government and the Association of British Insurers (ABI) to provide cover to flood-risk homes expires next June, and a new agreement has yet to be reached.