Day 1: Give yourself the gift of a clear credit card

Martin Keene/PA Wire

Introducing our consumer advent calendar, with an inventive and inspiring money saving tip a day, from today until Christmas. We're giving you the gift of being a savvy, informed consumer. Check in each day to see the next tip on the list.

First up, it's credit cards. With just over three weeks until Christmas, your festive shopping will be in full swing and your credit card is already probably taking a hammering.