26 July

Keep a close eye on your bank account and credit card statements. Immediately flag any unusual activity. By protecting your financial interests, you'll protect yourself from fraud. Is your business or romantic partner irresponsible with money? It may be best to maintain three funds: Yours, Theirs and Mutual. That way, your hard-earned cash will not be squandered. Automatically divert a percentage of your pay into your personal savings. This nest egg will allow you to enjoy the luxuries that are so dear to your heart.

Give my team of gifted psychics a call on *0906 539 1662 (150p per minute + Phone Providers access charge, 18+) or 0207 111 6154 (Credit/Debit Card payments) to learn that time for leisure and pleasure will be thin on the ground. Keeping your shoulder to the wheel is tiring and dispiriting, but don't give up. Take one step at a time. Things are set to improve soon.

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