Booking a holiday you can't afford by maxing our your credit card is the best example of living life 'on the edge', according to Britons.
In a clear indication that the average Brit's life is more mundane than marvellous, a getaway that put people in the red finished ahead of driving on a near-empty tank of petrol in the poll.
The survey of 2,000 people, commissioned by Pizza Hut, revealed that third on the list of 'daring' acts was jumping a red light, while buying a frivolous item with your overdraft money and crossing the road before the little green man had appeared completed the top five.
Also considered 'edgy' was enjoying a tipple at lunchtime, changing clothes without first shutting the curtains, and blatantly ignoring the directional arrows in car parks.
Further down the list, skipping through an amber light, nabbing a first class train seat with only a standard ticket, and putting the morning after to the back of the mind to enjoy a night out during the working week were also thought to be daring.
Kathryn Austin, marketing director at Pizza Hut Restaurants, said: "For some, living on the edge means being a daredevil or doing something risky like bungee jumping or sky-diving.
"But for everyone else, something as minor as making a change to their usual routine, or doing something they know they shouldn't be can be seen as 'living on the edge'."
Ms Austin added: "So while booking a holiday without actually having the means to pay for it may seem quite tame, for many Brits, the idea of putting a luxury like that on their credit card is as daring to them as a sky dive is to others."
The research was commissioned to coincide with the launch of the restaurant chain's The Edge pizza.
What acts do you consider daring in day-to-day life? Leave your comments below...