'Ghost broking' could be leaving thousands without valid insurance

 EMBARGOED TO 0001 FRIDAY SEPTEMBER 1 EDITORIAL USE ONLY POSED BY MODELS A road safety experiment to see if members of the public stop to assist stranded drivers when their car is left undriveable after an accident is conducted by Direct Line Motor Insurance on the A246, East Horsley, following the launch if its Onward Travel cover.
EMBARGOED TO 0001 FRIDAY SEPTEMBER 1 EDITORIAL USE ONLY POSED BY MODELS A road safety experiment to see if members of the public stop to assist stranded drivers when their car is left undriveable after an accident is conducted by Direct Line Motor Insurance on the A246, East Horsley, following the launch if its Onward Travel cover.

A new phenomenon known as 'ghost broking' could be leading motorists into unknowingly driving without insurance.

The scam targets mostly young, male motorists via social media. This group pays the most for insurance, on average, and so is naturally eager to cut the cost of their premiums – by any way possible. The fraudsters use several tactics, including taking out genuine policies before quickly cancelling them and taking the refund money.

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