Good driver: your Sat-Nav is watching you

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sat-nav
Think you are a good driver? Want to pay less for insurance? In the current financial climate, of course you do.

Well Fair Pay insurance might be just what you need and if you sign up to insurance broker Motaquote's new policy, your driving will be monitored by a specially-developed TomTom PRO 3100 sat-nav.

On top of accurate traffic information, which is updated every two minutes, this Tom Tom is fitted with a GPS LINK tracking system.

It will monitor driver behaviour and habits, which can then be viewed by the policy-holder in their driver dashboard, an online tool that details journey and driver behaviour data, and in regular email bulletins.

Nigel Lombard, Managing Director of Fair Pay Insurance said of the new technology:"We've dispensed with generalisations and said to our customers, if you believe you're a good driver, we'll believe you and we'll even give you the benefit up front.

This is unlike some other telematics-based schemes where you may have to prove your ability over a number of months. So if you think of your insurance as your car's MPG - the better you drive, the longer your fuel will last. It's the same with Fair Pay Insurance; good drivers get more for their money and in that sense they will pay ultimately less.

Available now, thousands are expected to go for the new cover.