The little luxuries in life we're not willing to give up to fund a new house

More than one in four people would not be willing to give up their annual holiday even if it meant they could afford their dream home, a survey has found.

And one in six (15%) people would not forego their regular trips to the pub to buy a new property.

Many would also be unwilling to sacrifice a nice car, beauty treatments, their expensive tastes in wine or the help they receive around the home from a gardener or a cleaner in order to buy a new property.

The research, from Sarah Beeny's estate agent Tepilo, found people spend £203 each month on average on non-essentials like nights out, trips away and visits to the gym.

An annual holiday was found to be the "luxury" that people were least willing to give up in order to pay for a new home, with 27% of those surveyed being reluctant to do this.

Some 23% of those surveyed would not abstain from dining out to buy a home, one in five (20%) would be reluctant to give up buying new clothes and 17% would not want to give up nights out with friends.

Some 16% of people would not give up weekends away to buy a home and the same proportion also said they would not ditch their favourite hobbies.

Around one in six (15%) would not give up trips to the gym and 13% would not scale back their trips to the hairdresser, the survey of 2,000 people from across the UK found.

Despite the reluctance to give up little luxuries, 27% of those surveyed would willing to spend over 40% of their monthly income on mortgage payments for the right home, while a further 27% would spend between 21% and 30%.

Beeny said: "Living in a nice house is a key happiness factor for many of us, but it's also really important that any house you choose to buy is affordable.

"That means you should be able to comfortably afford your mortgage and bill payments, but still have money left over to spend on other things."

Here are the little luxuries that people were most reluctant to give up in order to buy a home, ranked in order of popularity, according to Tepilo:

1. An annual holiday

2. Meals out

3. New clothes

4. Weekends away

5. A favourite hobby

6. Gym membership

7. Visits to the pub

8. A nice car

9. Higher-end groceries from retailers like Waitrose and Marks & Spencer

10. Trips to the hairdresser

11. Fine wines

12. A gardener

13. Massages

14. A cleaner

15. Regular beauty treatments

Most viewed properties of 2015
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Most viewed properties of 2015

The tenth most viewed property of the year on Zoopla, was this beauty in Penrith.

It went on the market in August for just £100,000, and the low price and the opportunity for transformation drew in thousands of people looking for a potential project.

This lovely home was the ninth most popular property of the view. Potential viewers were drawn by the opportunity to buy a five-bedroom detached property, complete with a garage and a drive, for just £187,950.

The eighth most viewed property was another relatively new, detached property, with a garage.

This home also boasts four bedrooms for just £197,950

Seventh place is impressive for a property that only hit the market in November.

It's another relatively new detached property with a garage, at the rock-bottom price - of £180,000

The cheapest home in the top ten comes in at number 6. For just £40,000 you get three bedrooms and a garage in Liverpool.

It's no wonder that so many people, who have been squeezed by soaring property prices, are keen to view a property that offers a glimpse of hope.

In fifth place is the first of two mega-expensive homes on the list - and by far the most unusual. This one, in Newport, south Wales, hit the market in February for £1,899 950.

The 1720s hunting lodge and tower had been transformed during an episode of Grand Designs in 2009 - by a couple who added a dramatic glass extension. Thousands of us couldn't resist having a look around.

This swanky new-ish property in Gerrards Cross, Buckinghamshire, made number four, despite only going on the market in October.

It ticks all the boxes that have put so many of these properties on the list - being detached, and offering five bedrooms plus a garage.

The price reflects the fact it offers all that - in one of the priciest parts of the country. It makes it the most expensive property in the top ten.

A detached property in Bradford, offering three bedrooms for just £149,950 made it to number three.

It's perhaps unsurprising that it attracted so much interest, because it's one of the cheapest properties in the top ten, and the many thousands of viewers must have been astonished they could get so much family home for their money.

The joint-second cheapest property on the list is the second most viewed property in the country.

It benefited from the fact that it went on the market at the end of 2014, so had plenty of time to attract viewers. However, the appeal of a detached, 3-bedroom house for just £100,000 drew viewers in their thousands.

The number one most viewed property in 2015 was this 6-bedroom farmhouse in County Durham.

It demonstrates that we're a nation of dreamers, drawn by the affordable £175,000 price tag - as well as the huge potential of a six-bedroom farmhouse, outbuildings, almost eight acres of land and planning permission for a wind turbine.

It's no wonder s many thousands of us popped online to dream of a cheaper and simpler life in the country.


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