How to save hundreds on your house and bills

Housing costs and bills form a significant part of our monthly outgoings.

Here are some top tips on how to save yourself money around the home.

Switch your life insurance policy

This can cut your premium by as much as 50%, but it's best to start sooner rather than later, because the older you get the more it costs to insure yourself. Don't be too hasty though, never cancel your existing policy until you have a new one set up.

Best prices for gas and electricity

Finding the best value for gas and electric is important, because prices can vary wildly depending on where you live. The best idea is to use a price comparison site which takes into account single rates for each region. Don't jump at the first offer, make sure you take the time to look around and find the best option for you and your home.

Switch off appliances

It's reported that you can save as much as £30 a year simply by switching off appliances at the plug socket instead of leaving them on standby.

Search for the best mortgage deal

The most expensive thing you're ever likely to buy is your home, so you need to be sure you have the best deal on your mortgage. If you are paying your mortgage lender's full standard variable rate then it's likely you're paying hundreds of pounds more than you need to.