Ten properties you really can afford

Larne house

The news on house prices just doesn't get any better for first-time buyers. While property price inflation has slowed over the last year, the cost of owning your own home is still going up.

Indeed, according to Land Registry data compiled by the Guardian, 20 of London's 33 boroughs have seen average prices rise by more than a full-time nurse's pay of £35,316 over the last year - which means that even if you've saved every penny of your salary, you're still no closer to getting a place of your own.

The good news, though, is that there are still homes to be found that needn't break the bank. We look at ten of the cheapest properties on the market right now.

Ten properties you really can afford
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Ten properties you really can afford

This two-bedroom red-brick terrace looks in good nick, with an attractive Shaker-style kitchen - although the bathroom is a little bit scruffy. Close to local shops, schools and bus routes, it has a separate lounge and dining room, with two bedrooms and a bathroom on the first floor. Outside there's a rear yard. It's available for £27,500 from agent Reeds Rains.

You get a lot for your money in South Glamorgan: a house with a large through lounge, kitchen and two other rooms, currently used for utility and storage space. There are three bedrooms and a bathroom - unfortunately, downstairs. Outside there's a garden with stunning views, and there's even a double garage. It's on the market for £34,950 with agent Property Solutions Wales.

This one-bedroom flat is in a purpose-built block with communal gardens and parking in Preston's Ingol suburb, a couple of miles from Preston station. It has a 15-foot-square reception room, with a small but attractive separate kitchen, and the bedroom's a reasonable size. There's double glazing and electric heating. Agent Farrell Heyworth is offering it for £20,000.

This second-floor flat is tiny - but then it's also very cheap for the south-east. It consists of one studio room with kitchen area measuring just 13'5" by 11'5" feet, plus a separate bathroom. There's laminate flooring and built-in wardrobes and kitchen cupboards, as well as a balcony for when the walls start to feel as if they're closing in. It costs just £47,950 through agents Shiebert & Co.

Stoke-on-Trent's one of the cheapest places in the country, as this one-bedroom, ground floor flat shows. Near the city centre, it has a good-sized, 13'5" x 11'5" lounge and separate kitchen. The bedroom's a decent size too. There's electric heating, double glazing and a security intercom; you can find out more about the £34,950 property from agent Dale & Collins.

This two-bedroom flat, in a well-maintained block, is attractive and in excellent condition. There's a smart bathroom and a very nice kitchen. The flat has gas central heating and double glazing. Pattinson Estate Agents are looking for offers over £24,950.

The price of this mid-terrace house has just been cut by a massive 20% - which equates to a less-than-massive £10,000. With three bedrooms and a cosy sitting room, it's decorated in a dramatic but appealing style, with an attractive fireplace in the sitting room. As you've probably worked out, it's now up for sale at £40,000, from the Express Estate Agency.

This two-bedroom flat is staggeringly cheap, and only needs a little refurbishment - new flooring, mainly. There's a huge reception room - over twenty feet long - which opens into a good-sized kitchen area. There's plenty of parking behind the block. The flat costs £22,000 from agent Crofts.

Small but perfectly formed, this one-bedroom house in Accrington needs some work inside: the kitchen has only a sink unit, though there's a gas point for a cooker and it's plumbed for a washing machine. There's a shared yard behind. It costs £19,950 through agent Mortimers.

You can barely buy a small car for the price of this studio flat in Cumbernauld. Entered via a courtyard, it has a large entrance vestibule and a hallway with storage. There's a good-sized studio room with with a recess to house the bed, and a serviceable fitted kitchen and bathroom. Agents Village Estates are looking for offers over £9,500.


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