Can you borrow enough to get on the property ladder?

Asking prices for UK houses have risen 9% in the past 12 months - with the average asking price hitting £272,000 - a new record. In London, the situation is even more striking, where the average asking price has topped £500,000 for the first time. For those looking to get onto the property ladder - or take a step up it - there are suddenly very real concerns.

Will anyone lend you the money you need for the home you want?%VIRTUAL-SkimlinksPromo%