Seven year bond pays 3.52% - is it worth locking your money away?

Updated
Personal finance pics
Personal finance pics

How do you like the idea of a solid 3.52% interest return? Secure Trust Bank is offering this new, highly competitive savings rate. You have to pay in a minimum of £1,000 and it's an online offer only. But there's one other rather large caveat lurking - you have to tie your money up for seven years.

Should you?

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