How long does it take to improve your credit score?

The day when you discover that your name is mud in the world of credit is not the high point of anyone's financial life. When you are refused a credit card or turned down for a mortgage, it can seem like you're stuck in a financial hole and there's no way out.

The good news is that there is a way of escaping from this hole: you can make changes today that will start to reverse your fortunes, and within six months you can have transformed your credit report. You just need to take the right steps along the way.%VIRTUAL-SkimlinksPromo%