Flexible personal loans: is it worth paying extra?

lovemoney.com
Piggy bank looking up for the coin isolated on white
Piggy bank looking up for the coin isolated on white

%VIRTUAL-SkimlinksPromo%Both Halifax and Lloyds Bank launched 'flexible personal loans last week, but are the extra features worth the extra cost?

The first few weeks of 2014 have seen lenders engage in a personal loans price war.