How 2014 could be the year of dreams...

Do you have any special targets for the year ahead? Fifty percent of Britons are aiming to make 2014 the year to take a dream holiday or go travelling , according to new research from Experian CreditExpert.

After that, the next most popular targets were closer to home, with home improvements (46%), reducing debts (35%) and buying a new car (32%) next on the list. More than a quarter (28%) of respondents are also hoping to buy a house this year, 9% to start a business, and 6% are planning to get married.