Best savings accounts and ISAs to start 2014

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Clear glass jar for tips with money isolated on white. Ukrainian coins
Clear glass jar for tips with money isolated on white. Ukrainian coins

%VIRTUAL-SkimlinksPromo%Here's where to find the best returns on cash right now, including a couple of less obvious options.

Savings rates have been in the doldrums for some quite some time now, due to a combination of factors, but there are signs that this could be a happier new year.