Lenders' low-deposit battle hots up

The battle between lenders offering low-deposit mortgages under the Government's flagship Help to Buy scheme has been stepped up as another bank announced new products.

From tomorrow, Lloyds Bank will be offering a two-year fixed-rate mortgage at 5.19% under the Help to Buy mortgage guarantee scheme - but applicants need to hold a current account with Lloyds Bank to get this rate - which carries a £995 fee.

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