Who will pay for the National Care Service?
Labour is obviously hoping to swing a few grey votes from the Tories in the next election with plans for a National Care Service but once again the working age population will have to pick up the tab.
Details of this service are scant but considering the name, it will most likely run along the lines of the NHS and provide care for free or at subsidised rates. Long-term care is starting to become a major political pawn; the public thinks that care is provided just like the NHS, the coalition has brought in the Dilnot reforms but which have been spun as far more generous than they really are, and Labour wants to make care provision as generous as the public thinks it is and the Tories are pretending it is.
What a nightmare.
The Dilnot reforms may not do exactly what the coalition PR teams have said it will be but they're a step in the right direction. People will still have to pay for care they receive either at home or in a nursing home, up to £75,000, and people will still have to sell their homes to do so (unless you have a spare £75,000 sitting around) but the home can be sold after death and an IOU paid off.
It's not perfect but it's fair. However, the Labour plan seems to include a tax increase for those working to pay for more generous care provision of the UK's pensioners.
Apparently a 2% income tax hike, equivalent to around £320 for someone earning £26,000 a year, would be needed.
Why should a younger person, struggling by on the average wage or lower, be forced to pay for the care of an older person who owns property and could pay for it themselves?
We have a generation of babyboomers retiring who have never had it so good, their wealth is greater than ever before; they have decent workplace and private pensions, profited from the property boom and are still being pandered to by government when it comes to safe guarding their state pension.
A National Care Service would be just one more nail in the coffin for generational equality and two fingers up to the young people of the UK who are striving for a small percentage of what their parent's generation had, all because political parties are too afraid of upsetting the babyboomers.