How to get rid of your holiday debts

If you've overspent on your holiday, the relaxing time you enjoyed while you were away could now be replaced by anxiety and fear.

It's easy to get carried away when you're away from home and there's a card to put everything on. Particularly given over half of us don't set out a budget for our holidays, according to research by M&S Bank.

So how do you go about getting yourself back on track now? Here are some ideas.