State pension: When can I retire?

Planning for retirement used to be straightforward. Since 1925, the state pension age has been rock solid: women start getting a pension at 60 and men at 65. The moving goalposts were the constant downward revisions in the value of the state pension, but at least you knew roughly when you'd be able to retire - even if you didn't know whether you could afford to live when that day finally dawned.

Now everything has got a whole lot more complex. So when can you retire?
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