Why travel insurance is essential if you're going to Spain

Spanish flag
Spanish flag

When citizens of the 27-nation European Union (EU) -- including Brits -- need medical treatment in another EU country, they use a European Health Insurance Card (EHIC) to get free access to emergency care at public hospitals. Read What does an EHIC really cover? for more.

However, some Spanish public hospitals have begun refusing to treat tourists with EHICs. Instead, they insist patients pay for treatment with credit cards or claim on their travel insurance policies.