Insurer appeals payout to brain damaged girl

Sarah Coles
Churchill dog
Churchill dog

Churchill Insurance is appealing against a court ruling that a driver was entirely to blame for running over a teenager and leaving her with brain damage. The court had found in the girl's favour, but the insurer is arguing that the girl was partly to blame.

So why is it refusing to pay, and how common is it for an insurer to fight a payout?
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