New T-Mobile and credit union lottery scams

In common with literally millions of others, I have a phone contract with T-Mobile. It works well, the monthly fee is competitive, and the folk who work in my local shop (now part of Everything Everywhere) are attentive to my needs. Now, I know that's inviting Lovemoney readers to inundate me with T-Mobile misery memoirs – any organisation has a percentage of angry customers - but I'm happy enough.

Still, I did not not think my happiness merited comment, let alone any reward. I was wrong.
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