Chris Ison/PA Wire
Many of us see saving as something of a pipe dream at the moment. It's enough of a battle to make ends meet, let alone try to put money away for the future. However, you don't have to put much away each month to start making a difference. And once you have a financial safety net, it gives you the security that you're not just one nasty surprise away from financial ruin.
So if you do manage to free up a small sum to save each month, where should you put it?