Poor credit record could ruin chances of a new smartphone

Updated
Samsung phone taking photo of Apple
Samsung phone taking photo of Apple

Andreas Gebert/DPA/Press Association Images

The smartphone world is abuzz with news of some of the most hotly-anticipated releases. However, Experian is warning that if you don't take care of your borrowing properly, it could put these new phones out of your reach.

But why is it worried?

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