Frank May/DPA/Press Association Images
It's official: this is a full scale pensions crisis. Some 44% of people don't think a pension is going to make up any part of their income in retirement. This means 15.7 million of the working population heading for retirement with no pension in place - and no plans to do anything about that before they hang up their boots.
So what exactly are they planning to live on, and is this such a bad idea?