Insurance rates shoot up for drivers with points

Jay Nagley

As if car insurance wasn't bad enough already, the excesses for drivers with three points appear to be shooting up – and six points could see insurance refused.

According to research carried out by RoadPilot, insurance premiums for offenders are significantly higher now than just six months ago. The cost of the average insurance premium for a speeder with three points is now £90 higher than for a driver without a conviction, up 17 per cent from the £77 average penalty in December 2011.