Slow home sale or bad luck could leave you uninsured

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Property is so spectacularly expensive that it's hard to imagine any homes standing empty in the UK. However, at the moment, life is changing quickly and homes are selling slowly, so there are an estimated 930,000 empty properties, according to the Empty Homes charity. In addition to those which are second homes, unoccupied for much of the year, there are plenty stuck in probate, or those which have sat on the market for well over a year, while families have had to move out in order to get on with their lives.

And while the pain of paying for an empty property is bad enough, the experts are warning that if you don't take care, there's a chance you could lose it too.