The most (and least) affordable cities for property

Gareth Fuller/PA Archive/Press Association Images

House price falls have held all sorts of stress for homeowners, mortgage holders, and investors. However, at the other end of the transaction, there is a group of people who have seen the trials of the housing market as something altogether more positive - as the properties they could previously only dream of owning come closer to falling within their grasp.

So where are the most affordable homes in the UK at the moment - and where are the least affordable ones?