Alastair Grant/AP/Press Association Images
The Queen wasn't overly taxed in her speech today, with the whole lot over and done with in 15 minutes. There has been plenty of talk about what wasn't in the speech - the delay in long term care reform, and watered down reform of the Lords.
However, in those few minutes, the Queen announced a number of bills which will have direct effect on your pocket. So what does it mean for you?