12 crazy car insurance claims

PeacockCar insurance can pay out if your motor faces unprovoked attacks by peacocks, according to insurer Admiral, which has listed some of the silliest claims it has received.

Animals feature high on the list. These include a puppy mistaken for a hand brake, mice with an expensive taste in upholstery and troublesome creepy crawlies causing drivers to swerve and crash.

Of mice and men

Admiral claims one unfortunate motorist had to report their pride and joy was destroyed by a nest of mice who took a liking to its stylish leather interior.

Another motorist collided with a bollard after their front passenger pulled up the handbrake mistaking it for the puppy that had jumped down from their lap. Another drove into a telephone pole while trying to swat a fly inside their vehicle.

Peacocks seem to be a particular pain for many motorists and four out of the 12 most unusual animal claims involve the feathered poseurs attacking vehicles. These include a car clawed by a peacock after seeing its reflection in the paintwork and another damaged by a group of peacocks that had escaped from a neighbour's garden.

The 12 most unusual animal claims Admiral has handled are:
  • The front seat passenger had a puppy on their lap that jumped down from the seat. The passenger reached down to pick up the puppy but accidentally pulled up the handbrake causing the car to skid into another vehicle.
  • A car was damaged at a village fete when a miniature pony broke loose and climbed over the bonnet.
  • A car was damaged by a peacock that, on seeing its reflection, clawed the car.
  • A driver was distracted by a camel and an elephant tethered at the side of the road and collided with a bollard.
  • A driver drove into a telephone pole while trying to swat a fly inside the vehicle.
  • A rare show car, a Lancia Delta Intergrale, was destroyed while in storage by a nest of mice which chewed through the leather and foam of the two front seats, partially devoured the rear seats and completely stripped the leather from all four door interiors.
  • A car was damaged by a group of peacocks that escaped from the owner's neighbour's garden.
  • While driving, a man leaned over to stroke his dog, got distracted and crashed his car.
  • A driver caused a multi car shunt after being startled by a spider dangling from the rear view mirror.
  • A car was parked in a woodland car park and was damaged by a male peacock that took a dislike to the vehicle.
  • A car was damaged by rats that entered the engine compartment and chewed through internal parts.
  • A car was damaged while parked in a hotel car park after it was attacked by a peacock owned by the hotel.

Dave Halliday, Admiral managing director, said: "Although amusing to read about now, any incident is distressing for those involved and our handlers are trained to be understanding and professional. However, it goes to show car insurance is not always as dull as you may think."

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