First-time offenders face hefty car premium hikes

Julia Kollewe
Driver holding mobile phone
Driver holding mobile phone

Getty

Think again before you use your phone whilst driving. Not only will you get three points on your licence and a £60 fine, but you can also expect to see the cost of your car insurance shoot up.

Anyone caught talking or fiddling with a handheld mobile phone - be it texting, playing games, surfing the web or reading emails - now faces an increase of up to 60% in their car insurance premium - worse than for a speeding offence, the Daily Telegraph reported.