Festive spenders already 'skint'

We are barely into the New Year but more than half of working Britons are already "skint", having spent last month's pay cheque, a survey from www.MyVoucherCodes.co.uk has suggested.

Some 53% of people in full-time employment said that all of their disposable income has been swallowed up, according to the study, which looked at the repercussions of people receiving their wages early, in time for Christmas.