32% 'not saving in pension plan'
Almost one in three (32%) employed adults are not saving for a pension, rising to almost half (48%) among under 35-year-olds, the poll found.
The study, commissioned by Friends Life, is based on a survey of 1,000 adults aged 18 and over.
Just a third believe they have all the information they need to make well-informed decisions about their future finances. And 71% believe that all employers should be legally obliged to provide a pension scheme.
The report also reveals that many people do not think it is just down to the individual to make sure they are financially aware.
The majority (83%) say not enough is done to educate people about money matters, with nearly two thirds (63%) saying they wished they had received financial education lessons at school.
A similar proportion (65%) say financial advice should be offered at work.
Martin Palmer, head of corporate benefits marketing at Friends Life, said: "The current economic climate is not helping the situation and people will have other financial commitments or priorities, but we need to help individuals get to a position where they see the real value of putting money aside for the short, medium and longer term."
© 2011 Press Association