Two thirds start pension planning at 50

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Leaving things to the last minute should be something we grow out of at roughly the point we stop doing our homework on the bus to school... but some of us never do. And while we may be able to get away with buying presents on Christmas Eve, there are some things that by neglecting them to the last minute we cause irreparable damage to our quality of life.

A pension is one of those things, but still a third of people only start planning in their 50s.