The blackspots where a third of drivers are uninsured

Almost a third of drivers are driving without insurance in some parts of the UK, according to a new study published today.

So just where are these uninsured blackspots?

The reckless behavior of uninsured drivers is a huge part to blame for rocketing insurance premiums. They cost providers up to £500million a year and add an average of £30 to every single annual premium.

The Motor Insurers' Bureau, which provides compensation to victims of uninsured and untraced drivers, has identified the worst offending areas in the country.

They include Bordesley in Birmingham, where nearly one in three drivers is without a policy. Other insurance blackspots include parts of Essex, Manchester and West Yorkshire.

With nearly 1.4million uninsured drivers on UK roads, Britain has one of the worst records in Western Europe, with about one in 25 drivers not having insurance. Shocking figures show around 23,000 people are injured and 160 killed by uninsured and untraced drivers every year.

Link to crime
Surprisingly, research by the MIB found that one in ten 18 to 34-year-old drivers is unaware that car insurance is a legal requirement. Police point out that there is a high correlation between uninsured driving and other crimes, with offenders five times more likely to be involved in road collisions, fail to comply with traffic laws, or be engaged in criminal activity.

Ashton West, chief executive of the MIB, said: "We cannot stand by and let uninsured driving continue. Otherwise, the honest motorist will keep paying the bills for the injury and damage caused to people and property."

Uninsured hot spot post codes
1. Birmingham, B9
2. Birmingham, B10
3. Birmingham, B8
4. Bradford, BD9
5. Bradford, BD3
6. Bradford, BD8
7. Birmingham, B6
8. Manchester, M12
9. Birmingham, B11
10. Birmingham, B21
11. Halifax, HX1
12. Bradford, BD7
13. Birmingham, B12
14. Manchester, M8
15. Wolverhampton, WV2

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