Could you be a victim of cowboy builders?

Sarah Coles

This summer's alternating bright sunshine and massive downpours have been a huge boon for builders. We have spent hours in the garden looking at the state of the roof and the cracks in the back wall. Then we're been chased indoors by the rain to watch the growing damp patches and the dripping ceilings.

But when you call in the experts, there's always a risk of falling prey to the cowboys. In the last three years alone there have been 2.5 million disputes from those who have been ripped off by the rogues. So how can you be sure you're not falling foul of the cowboys?