Save money with our favourite iPhone applications

People with iPhones can download apps that teach them how to grow their own fruit and veg, simulate a whoopee cushion or create customised workout programmes to help them get into shape.

But did you know that you can also save money by downloading apps that will help you to manage your money and pay less for everything from calling your bank to eating out? What's more, many of them are free. We've come up with our five favourites to get you started.